Being Healthy is everyone’s dream and being such will further fuel one’s goals and mission in life confidently. Longer life means fulfilled life. Being healthy also enhances one’s current and future level of state of well being and will lessen the chances of getting a serious illness and sickness. Eating nutritious foods, exercises, positive mindset either spiritual or mental/emotional are not enough for us to secure a future but having necessary health care and insurance plans will set us far more hopeful than others.
In a recent survey conducted by the previous government in PNOY “Universal Health Care for All The Filipinos,” most Filipino families do not have a healthcare plan and access to an adequate healthcare services. Most of the time, Filipinos would ask for help from other relatives and some would go to charitable institutions to cover a part of the expenses when hospitalized. In these scenarios, many people only realize the importance of health care until they need it.
If you or a relative or a friend experience these scenarios or being asked for some money then this article is for you. Read on.
1. Health Care Plan is Like an Auto Insurance
We all know that auto insurance is a service we pay annually to protect our cars as well as the persons riding on it while we are travelling. This insurance is like an air bag in a car, installed and inflated immediately once we hit a collision. Same principle can be applied to health care. Health care plan is a service we can pay in a span of several years, depending on our need, to protect us when a certain illness strike us. Health care plan is there for the unpredictable and totally uncontrollable problems that come up in our lives.
2. Health Care Plan is our Confidence Builder
We can be healthy now, but when a sudden or serious sickness (cancer, heart attack, stroke) or a traumatic event (car accidents) can leave us worrisome not only with the condition of our bodies or our relative or friend but also with the medical bills. We can see that some decides not to proceed in a certain procedure because they always think of the medical expenses they will accumulate than their loved one’s condition. I guess that many would relate to this, we ask doctors for other options so that our funds can meet the demands of the procedure. Health Care Plan is a confidence builder because some procedures and medical bills are shouldered according to the plans’ coverage. This will assure us that proper medical procedures can be done and will shorten the probability of longer stay and faster recovery.
3. Health Care Plan is our Motivation to be Healthy
Having a health care plan gives us an avenue to be in shape and improve our health. Most of the care plans have great offers to keep our health in high regard (free laboratories, lower consultation fee, faster transactions etc) Health care plans have a wide array of affiliates of hospitals, clinics, laboratories, doctors, and other specialists and services that we can visit. By visiting the affiliates, we will have some precaution or any preparations for our state of being. Remember the old saying “Prevention is better than cure.”
4. Health Care Plan is our “Other” Money Investment
Confused? Let me tell you this. Some health care plans provide investment part. In other countries, health insurance or health care providers offer other way to intensify the importance of the plans. They offer Health Care with mutual funds or insurance. While we are accumulating or fulfilling our care plans, some providers diversify the investment to other means (e.g. stock market, mutual funds, bonds etc., (Check out our future articles here in our blog)) that will add more value to our plans in the future. Our country is in transition in adapting this kind of plans. And luckily, we have it here in our country, strong and steady.
In IMG, our financial mentors encourage us to apply all the lessons that we gain.
One of which is having a Long Term Health Care. IMG has a strong affiliation with Kaiser Health Group International Inc. First company in the Philippines to offer Long Term Care for every individual. At present, most of the companies in the country provide health card to their employees (if your company provides then good to hear and if not, well find a good company to provide this) to lessen the cost of paying sick leaves and enhance efficiency and productivity.
You are lucky if you will stay in the company forever but we cannot deny the fact some of us leave. Once you leave, all the benefits will be returned to the company and will not be used anymore. In this point, are we confident enough that our little savings will suffice the medical bills once an accident or sickness will occur?
Furthermore, IMG instills the importance of preparing our future while we can.
While we are strong enough we should start building our securities. These are in forms of insurances, healthcare plans, savings, money generating machines etc. Moreover, take note of this, Kaiser only offers Long Term Care for IMG associates and members. No other company in the Philippines offer such advantage. We enjoy the benefits of our membership-unlimited access to the different well known and established companies in the country. Curious about our affiliates? Feel free to contact IMG associates below in this article.
Hope these points help you realize the importance of healthcare. We encourage you to attend our Financial Literacy Education Programs to learn other amazing facts about securing your future.
Hello, my name is Jack Sparrow. I'm a 50 year old self-employed Pirate from the Caribbean.
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